Vol. 1 No. 2 (2025)

Articles

• Implementing Adaptive Credit Scoring Through Xgboost and Deep Learning in Open Finance for Microcredit

  Reza Ade Putra, Silviana Pebruary

  70-86

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• A Hybrid NAKA-FA-PSO Algorithm with Nakagami Distribution for Multi-Objective Portfolio Optimization

  Aref Yelği, Shirmohammad Tavangari

  87-103

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• Fintech Start-up Innovation: Thematic and Bibliometric Analysis of Embedded Finance and AI Trends Using VosViewer

  Anjun Nikmah Wakhidatul Muarifah, Nur Novianti

  104-120

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• Regulatory Sandboxes as Catalysts for Fintech Innovation: Evaluating the Impact on Start-Up Success and Policy Evolution

  Dewi Puspita Sari, Alfina Dwi Yanti

  121-137

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• Tokenization 0f MSME Assets in Defi: Opportunities, Risks, and Hybrid Governance Architecture

  Kiruthika Dhanapal, Peter Waher

  138-159

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